President Donald Trump has unveiled a major new initiative: government-funded investment accounts for American newborns. Dubbed “Trump accounts,” the program is part of his broader “big, beautiful bill,” which includes sweeping tax reforms and social policy changes.
Under the proposal, every U.S. baby born between Jan 1, 2025, and Dec 31, 2028 would receive a $1,000 government-funded, tax-deferred account tied to the stock market. Parents could contribute up to $5,000 annually. Over time, these accounts could grow significantly, offering children a financial head start. Trump called it a “pro-family initiative” designed to build generational wealth. Speaker Mike Johnson praised it as “bold and transformative.” An estimated 15–16 million children could benefit, costing about $15 billion in federal funds.