Three years ago, I loaned my sister Lisa and her husband $25,000 to help them avoid foreclosure. It was nearly all the money I had from selling my flower shop. We signed a basic agreement, and I trusted they’d pay me back. They never did. As time passed, I watched them flaunt vacations, new purchases, and a flashy lifestyle on social media—while giving me nothing but excuses. When I finally brought it up at Thanksgiving, they lashed out. Lisa claimed I said I’d be “fine without it,” and Rick smugly said our agreement wouldn’t hold up in court.

They were right. A lawyer confirmed I had little legal recourse. So I let go. I cut contact. I grieved the betrayal more than the money. Months later, karma hit: they were audited, fined, Lisa lost her job, and the house was foreclosed.